Most people do not enjoy the experience of going to the grocery store. We enjoy the food but not the shopping. Maybe it’s because you spend an hour or more looking for the items your need, then another half-hour to stand in line and that does not include the unpacking time at home. I don’t know about you but weekly trips to the grocery store would cost me more than $250 (thats about $1,000 a month) for a family of four, yes you read that right! I realized that half of that money could be better used to save, pay down debt, or fund a vacation.
4 Simple Ways to Cut Your Grocery Bill Without Coupons
52 Fun Things to Do This Summer with Kids
Do you need help thinking of kid-friendly activities for this summer? Great, I got you covered!
Recently several local mothers reached out and asked me to share some fun frugal things to do this summer with their kids without breaking the bank. I just thought you may want in on the fun too so I decided to write a post to share with you. As a mother of two, I understand how important it is to have activities planned while school is out! Be sure to try these simple, creative and fun activities. Oh, remember to use discount sites, like Groupon and Livingsocial to stretch your dollar over the summer.
6 Best Money Saving Tips for Educators
According to an annual report by the National School Supply Equipment Association which educators spent roughly $3.2 billion to stock their classrooms, of that $1.6 billion came directly out of teachers’ pockets.
Funding for classroom supplies on a teacher’s salary can be scarce. Nearly 80 percent of the 400 elementary, middle and high school teachers surveyed for the report shared they used their personal funds to make up for shortfalls and more than 30 percent have asked parents for donations to stock their classrooms.
9 Money Saving Travel Tips
Want to travel without breaking the bank? I do to! Welcome my travelfrugalnista (Yes, I totally made up that name), it’s simply means a person with first class luxury on a coach travel budget!
Saving and Spending Advice for College Grads
No matter what profession or path your choice in life, a healthy relationship with money is required to manage, create, and multiply money wisely. How you use your money will always expose the priorities in your life. Your money can only do what you give it permission to do. If you’re not a financially savvy person, choose to learn the basics. I’m sure no one enjoys the annual physicals to the doctor, or cooking dinner, or taking out the trash. However, these are activities in life that are required and personal finance is no different.
Need and Wants, What's the Difference? (Video Post)
What is the difference between a need and a want?
3 Creative Ways to Declutter Your Home
Many begin to feel overwhelmed, anxious, and defeated around the idea of decluttering their homes. The National Association of Professional Organizers (NAPO) conducted a poll that suggests nearly 65% of Americans feel their home is at least somewhat disorganized, so your not alone. The decluttering journey doesn't need to be a painful experience. Getting rid of clutter is quite the chore, but it can have profound effects on other areas of your life.
7 Ways to Lower Your Electric Bill
Electric bill got you down? Fight back with these energy-saving ideas.
4 Smart Ways to Afford a Baby
Many millennials ask: can we afford to have a baby?
Starting a family is a joyous experience and marks a financial shift in parents’ lives. The cost of raising a child from birth to 18 for a middle-income, two parent family averaged $233,610 (not including college), according to the U.S. Department of Agriculture or $12,350 and nearly $14,000 a year, on average.
3 Foolproof Ways to Save Before Your Lunch Break Is Over
Too many American households are living paycheck to paycheck. According to a Federal Reserve report, nearly half of Americans couldn't cover a $400 emergency expense without borrowing the money or selling something. What’s even more alarming is that many people have no savings at all. And, without adequate savings, a sudden drop in income can be disastrous.